I was a landlord. Now I'd rather own the mortgage.

I help real estate investors and everyday savers get paid like the bank.

Meet Larry Hoffman

I'm the Managing Member of LJH Investments, LLC. I've invested in real estate since 2006. I grew up in Cincinnati and now live in Madison, Indiana.

I have an electrical engineering degree from the University of Cincinnati, with a minor in software engineering. That's why I trust the documents more than the pitch. I want to see the numbers work.

I spent years on the landlord side. Tenants, repairs, turnovers. Today I buy first mortgage notes instead. The borrower takes care of the house. I focus on the loan.

Online, you may know me as The Note Doctor or from LarryBuysNotes, where I buy notes from sellers.

Person. Property. Paperwork.

Every note I look at goes through the same three checks. Who is the borrower? What is the property worth? Do the documents prove what I'm buying?

See my checklist

Workouts before foreclosure.

When a borrower falls behind, my first move is a phone call, not a lawyer. A paying borrower in their home is a better outcome for everyone. Foreclosure is the last tool, not the first.

The book